Bank of India Clerk Exam., 2010 Solved Paper

English Language
(Exam Held on 3-10-2010)
(Second Shift)

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

There was a famous temple on a high hill in Assam. The priest of this temple was widely respected and was known to be a great scholar. When he grew old, he started searching for a younger priest who could take charge of the temple after his death. But, much to his dismay, he could not find any suitable person. As the priest lay on his deathbed, he called the trustee of the temple and told him, “After my death, make sure that only a ‘human being’ replaces me as the priest of this temple”. As soon as he said these words, he died. Information travelled far and wide that the head priest of the famous temple had died and now there was an urgent need for a replacement. A day was set for the selection of the successor. That day, starting at dawn, aspirants started trekking the steep and torturous climb to the temple. The route to the temple was indeed difficult; it was full of thorns, and stones. By the time most people managed to reach the temple, they had received minor cuts and bruises on their feet and hands.

After breakfast, the selection process started. The trustee asked all the aspirants to recite difficult shlokas, or verses from the sacred texts, and explain various procedures of priesthood. By afternoon, as the selection process was about to end, one young man walked slowly into the temple. The trustee noticed him and said, “Young man, you are very late. What took you so long ? And what happened to your clothes, why are they torn ? Your feet and hands are bleeding so badly.” The man replied, “I know sir, I am late, so I will not participate in the competition. If I have your permission, I will just get my wounds treated, rest for a while and then go back to my village.” But the trustee was curious to know about this man. He asked again, “But how did you manage to hurt yourself so badly, did you not follow the same route as the others ?” “Yes sir, I did,” replied the man, “But I thought I must remove the thorns and other sharp, stones from the path so that when people come to pray in this temple they must not get hurt. That is why I got late and that is how I hurt myself. I apologize for the delay, but as I said, I know I am late and hence I don’t wish to participate in the competition. It will not be fair to the others if I participated.” Hearing this, the trustee smiled and said, “Congratulations, you have been chosen. I am sure that when our noble priest was dying and he said that he wanted a “human being” to be his successor, he meant that he wanted someone like you. “This statement infuriated the other participants. “What do you mean ?” they demanded. “Are we not humans ? This man just said that he did not wish to participate. How can you choose him as he has not gone through any of the tests ?”

The trustee replied, “Our old priest used to say that even animals know how to watch for their self interest; they know how to avoid danger, search food and so on. Only a ‘human being’ knows how to watch for other people’s interests and well being. All of you climbed the same torturous path. But only this man thought about the others and cleared the path so that no one would get hurt. By this definition, only he qualifies as a ‘human being’ and hence only he should be the successor of the great old priest.”

1. What happened immediately after the old priest died ?
(A) The trustee shut the temple and started mourning for the old priest
(B) The trustee took the old priest’s position and appointed a younger trustee
(C) Word spread that there was an urgent need for the old priest’s successor
(D) Everyone started searching for younger priests
(E) Everyone refused to become the old priest’s successor
Ans : (C)

2. Why was the old priest looking for a younger priest ?
(A) So that the younger priest became his successor
(B) So that the old priest had a student
(C) So that the younger priest searched for a successor
(D) Because in those days younger priests were more educated than older priests
(E) Because the trustee wanted a younger priest to take care of the temple
Ans : (E)

3. Why was the young man late for the competition ?
(A) He had forgotten his way and thus had taken a longer route to the temple
(B) He was removing all the stones and thorns from the path which led to the temple
(C) He was giving water to the other participants when they were on their way to the temple
(D) He had some household chores to complete
(E) He had forgotten all about the competition in the morning
Ans : (B)


4. What was the trustee’s decision when the young man gave his explanation for being late ?
(A) He immediately selected the young man as the successor to the old priest
(B) He scolded him and said that he should have been careful
(C) He asked the young man to go and get his wounds treated
(D) He asked the other participants to leave the temple premises
(E) He gave a huge sum of money to the young man
Ans : (A)

5. What was the old priest’s definition of a ‘human being’ ?
(A) Those who succeed in life and earn a lot of money are human beings
(B) Those who watch for other people’s interests and well being are human beings
(C) Those who put stones and thorns in other people’s path are human beings
(D) Those who know how to make other people laugh are human beings
(E) Those who know how to recite shlokas are human beings
Ans : (B)

6. How did the other participants react to the trustee’s decision ?
(A) They took it sportingly and learnt a lesson from the incident
(B) They congratulated the trustee for being so wise and fair
(C) They got angry and objected to the trustee's decision
(D) They decided to get even with the trustee and the young man
(E) They cursed the trustee and stomped out of the temple premises
Ans : (C)

7. What did the trustee ask during the selection process ?
(A) He asked the aspirants to recite shlokas and verses from sacred texts
(B) He asked the aspirants to explain the various procedures of priesthood
(C) He asked the aspirants to give an introduction of themselves
(D) He asked the aspirants to tell him the qualities of an ideal priest
(E) Both (A) and (B)
Ans : (E)

Bank of India Probationary Officers Exam 2010

General Awareness (Held on 31-10-2010)

1. The Business Correspondence Model being adopted by the banks provides Banking facilities to which of the following ?
(A) Only Corporate borrowers
(B) Only Weaker sections the society and people of small villages
(C) Only those who are taking housing loans
(D) All (A), (B) and (C) above
(E) None of these
Ans : (B)

2. The concept of ‘Carbon Credit’ is associated with which of the following areas ?
(A) Protection of environment
(B) Women empowerment
(C) Development of rural infrastructure
(D) Development of coal mines
(E) None of these
Ans : (A)

3. As we all know Government is paying much attention to improve Public Distribution System (PDS) in our country. Which of the following have been the achievements of the PDS uptill now, owing to which Government wants to further improve it ?
[Pick up correct statement(s).]
1. After implementing PDS in India, no famine was reported. PDS was always there to give people at least the bare minimum to survive.
2. A drought of 1987 was worst in this century but PDS played a vital role in overcoming the drought.
3. Now PDS is feeding the poorest of the poor in this country.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3 are correct
(E) None of these
Ans : (B)


4. Global Micro Credit Summit-2011 will be organized in which of the following countries ?
(A) Britain
(B) South Africa
(C) Spain
(D) Italy
(E) None of these
Ans : (C)

5. Many times we read about SHGs in financial newspapers. What is the full form of the term ?
(A) Small Help Groups
(B) Self Help Groups
(C) Small Hope in Growths
(D) Self Hope Groups
(E) None of these
Ans : (B)

6. Whenever newspapers talk about the performance of core industries, which of the following is not considered among them ?
(A) Petroleum
(B) Automobile
(C) Mining
(D) Steel
(E) Cement
Ans : (B)

7. Which of the following agencies/organizations in India maintains the Micro Finance Development and Equity Fund which was in news recently ?
(A) Confederation of Industries in India (CII)
(B) Indian Bank’s Association (IBA)
(C) Small Industries Development Bank of India (SIDBI)
(D) Reserve Bank of India (RBI)
(E) National Bank for Agriculture and Rural Development (NABARD)
Ans : (D)

Bank Of India (BOI) PO EXAM SOLVED PAPER

 General Awareness

1. The President of the Palestine recently emphasized that his country will not resume peace talks until Israel fully halts settlement building in the—(A) West Bank

(B) Haifa

(C) Gaza

(D) Tel-Aviv-Yafo

(E) Jerusalem

Ans : (A)

2. All the major world leaders gathered in Berlin in Nov. 2009 to mark the 20th anniversary of—(A) European Union

(B) NATO

(C) Fall of Berlin Wall

(D) G-20

(E) None of these

Ans : (C)

3. Now almost all major newspaper journals and magazines are printing research reports giving the analysis and/or the causes of the sub-prime crisis which gripped America and the world a few months back. Which of the following was/were amongst the common cause(s) of the same ?(They were present in almost all the economies)

(1) The problem was that investors erroneously believed property prices were quite predictable and built a whole edifice of financial planning on the back of the American housing market.

(2) Credit rating agencies all over the world were not equipped to forecast the effect of sub-prime crisis on world economy. Agencies were over-confident and did not react in time.

(3) Neither USA nor other countries took a note of the crisis in time. In fact they ignored it for quite some time.

(A) Only 1

(B) Only 2

(C) Only 3

(D) All 1, 2 and 3

(E) Only 1 and 2

Ans : (A)

4. If you see a big hoarding at a prominent public place, the punch line of which says ‘We All Were Born Free’; ‘We All Have Equal Rights’, in all probability, the hoarding is put up by—(A) National Commission for Farmers

(B) National Human Rights Commission

(C) Directorate of Income Tax

(D) Ministry of Foreign Affairs

(E) Union Public Service Commission

Ans : (B)

5. Nowadays we frequently read news items about ‘Derivatives’ as used in the world of finance and money market. Which of the following statement(s) correctly describes what a derivative is and how it affects money/finance markets ?(1) Derivatives enable individuals and companies to insure themselves against financial risk.

(2) Derivatives are like fixed deposits in a bank and are the safest way to invest one’s idle money lying in a bank.

(3) Derivatives are the financial instruments which were used in India even during the British Raj.

(A) Only 3

(B) Only 2

(C) Only 1

(D) All 1, 2 and 3

(E) None of these

Ans : (B)

6. Many a time we read in the newspapers that RBI has changed or revised a particular ratio/rate by a few basis points. What is basis point ?(A) Ten per cent of one hundredth point

(B) One hundredth of 1%

(C) One hundredth of 10%

(D) Ten per cent of 1000

(E) None of these

Ans : (B)

7. Which of the following issues cannot come under the purview of the functioning of the Human Rights Commission of a country ?(A) Racial Discrimination

(B) Treatment to Prisoners of War

(C) Human Trafficking

(D) Child Abuse

(E) Climate Migration

Ans : (E)

Bank of India Clerk Exam., 2010 Solved Paper English Language

English Language 
(Held on 26-9-2010) (IInd Shift)

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.
Once a pundit was crossing a field and while walking, suddenly, he felt that there was something in his mouth so he immediately spat it out. It turned out to be a heron’s feather. He could not understand how and when it had gone into his mouth and it perplexed him a great deal. When he reached home he told his wife about the incident but asked her not to tell anyone lest somebody gets a bad impression about him.
His wife was even more intrigued by the strange occurrence and felt the need to confide in someone. So she swore her neighbour to secrecy and told her what had happened. Perhaps it was the way she told it, but her neighbour got the impression that several feathers had come out of the pundit’s mouth. She was shocked, however, she assured the pundit’s wife that such things could happen and advised her not to worry about it. Though the neighbour had sworn secrecy, she longed to tell someone. Later, she saw her friend passing by and told her the whole incident, but, she made it sound as if a whole heron had come out of the pundit’s mouth. “I have never heard such a thing,” said the friend, her eyes popping with excitement, “and he being a vegetarian and all that, but one can never tell… “She went away promising not to tell anyone but on the way she met the tailor and the whole story sort of tumbled out of her mouth. Perhaps in her excitement she said ‘herons’ instead of ‘heron’ or perhaps the tailor just imagined she had said ‘herons’ but when he told his wife about the pundit, sometime later, he was emphatic that a whole flock of herons had come out of the pundit’s mouth. And as the story spread, “herons” became “herons and other birds” and then “hundreds of birds of all shapes and sizes”.
By evening the whole village and several other neighbouring villages had heard the story and people began to arrive indroves at the pundit’s house to witness the miraculous happenings there. The people started a huge commotion and called the pundit out of his house. The village head said, “Punditji, we have come to know that a miracle has taken place. You have the ability to produce hundreds of beautiful birds from your mouth. We would like to witness this miracle. Please do it once more.” The pundit steadfastly denied that any bird had come out of his mouth but nobody would believe him and everybody begged him to demonstrate his wonderfulpower of producing birds from his mouth. The pundit was dumbfounded at this request. He tried his best to convince the villagers that no such thing had happened but to no avail.
Finally in exasperation, he asked all of them to sit in front of his house and when they had done so, he ran out through the backdoor and hid in the jungle. He stayed there for several days till the excitement died down and the people realized that the news was false.”
The rumor spread like wild fire and caused inconvenience to the poor pundit for no fault of his.
1. Why did the pundit ask his wife not to tell anyone about the heron’s feather ?
(A) He was worried that others might get a wrong impression about him
(B) He was worried that others might get a wrong impression about the feather
(C) He was worried that others might get a wrong impression about the heron
(D) He knew that his wife was a chatterbox
(E) Both (B) and (C)
Ans : (A)
2. Why was the pundit perplexed ?
(A) He did not know the way across the field
(B) A heron’s feather had come out of his mouth
(C) He could not understand how the feather got in
(D) He did not know how to explain the occurrence to his wife
(E) Both (B) and (C)
Ans : (E)
3. What was the wrong impression that the neighbour got ?
(A) That a heron came out of the pundit’s mouth
(B) That one feather came out of the pundit’s mouth
(C) That three herons had come out of the pundit’s mouth
(D) That the pundit had eaten up a heron
(E) That several feathers had come out of the pundit’s mouth
Ans : (E)
4. What did the neighbour say to the pundit’s wife when she heard about the incident ?
(A) That the pundit must have eaten a heron
(B) That such incidents happen and she must not worry
(C) That the pundit must have put the feather in his mouth purposely
(D) That she must go and tell the village elders about it
(E) None of these
Ans : (B)
5. The passage is about ……
(A) How rumors can cause inconvenience
(B) How the villagers helped the pundit
(C) How the pundit performed miracles
(D) How the pundit’s wife could not keep her promise
(E) How a heron’s feather comes out of one’s mouth
Ans : (A)
6. What did the pundit do in order to escape the embarrassment ?
(A) He ran out through the back door and stayed in the forest for some days
(B) He asked his wife to deal with the villagers and went inside the house to take a nap
(C) He shouted at all the villagers and asked them to leave immediately before he cursed them
(D) He made up a story about the heron and its feather so that the villagers leave from there
(E) None of these
Ans : (A)
7. What did the neighbour tell her friend ?
(A) That the pundit had eaten a heron in the field
(B) That the heron had eaten the pundit while he was crossing the field
(C) That the pundit’s wife told her a secret about the pundit
(D) That a whole heron had come out of the pundit’s mouth
(E) That she knew a secret and she would never disclose it
Ans : (D)

Bank of Baroda Officers GA Exam

General Socio – economic awareness 

1. RBI’s open market operation transactions are carried out with a view to regulate—
(A) Liquidity in the economy
(B) Prices of essential commodities
(C) Inflation
(D) Borrowing power of the banks
(E) All the above
2. When more than one banks are allowing credit facilities to one party in coordination with each other under a formal arrangement, the arrangement is generally known as—
(A) Participation
(B) Consortium(C) Syndication
(D) Multiple banking
(E) None of these
3. Open market operations, one of the measures taken by RBI in order to control credit expansion in the economy means —
(A) Sale or purchase of Govt. securities(B) Issuance of different types of bonds
(C) Auction of gold
(D) To make available direct finance to borrowers
(E) None of these
4. The bank rate means—
(A) Rate of interest charged by commercial banks from borrowers
(B) Rate of interest at which commercial banks discounted bills of their borrowers
(C) Rate of interest allowed by commercial banks on their deposits
(D) Rate at which RBI purchases or rediscounts bills of exchange of commercial banks(E) None of these
5. What is an Indian Depository Receipt ?
(A) A deposit account with a Public Sector Bank
(B) A depository account with any of Depositories in India
(C) An instrument in the form of depository receipt created by an Indian depository against underlying equity shares of the issuing company(D) An instrument in the form of deposit receipt issued by Indian depositories
(E) None of these
6. An instrument that derives its value from a specified underlying (currency, gold, stocks etc.) is known as—
(A) Derivative
(B) Securitisation Receipts
(C) Hedge Fund(D) Factoring
(E) Venture Capital Funding
7. Fiscal deficit is—
(A) total income less Govt. borrowing
(B) total payments less total receipts
(C) total payments less capital receipts
(D) total expenditure less total receipts excluding borrowing(E) None of these

Bank of Baroda Marketing Officers Exam

MARKETING KNOWLEDGE

1. A prospect meansa) any customer who walks into the bankb) an employee of the bank
c) a customer who is likely to be interested in bank's product or service
d) a depositor of the bank'
e) a borrower of the bank
2. A lead meansa) a prospect who is more likely to avail of the Bank's product
b) a political leader
c) a religious leader
d) a bank chairman
e) None of these
3. Innovation meansa) Compensation
b) inspiration
c) additional perquisites
d) implementing new ideas or new methods
e) None of these
4. A Call meansa) calling on friends
b) calling on bank employees
c) calling on prospective customers
d) to make telephone callse) calling on relatives
5. The Traditional Marketing style involvesa) Telemarketing
b) Digital Marketing
c) Indirect Marketing
d) Direct Marketing
e) All of these
6. Modern Method of Marketing includea) Publicity on the net
b) Advertisement on the net
c) Soliciting business through e-mails
d) Tele marketing
e) All of these
7. A true marketing requiresa) Command and other mindset
b) Control Mindset
c) Passive mindset
d) Active mindset
e) None of these

Bank of Baroda Agriculture Officers 2008 Solved Paper

Professional Knowledge(Agriculture)

  
1. How many mango trees will be accommodated with a spacing of 5•0 m x 5•0 m in an area one Hectare?
(A) 400 tree/ha
(B) 750 tree/ha
(C) 800 tree/ha
(D) 850 tree/ha
(E) 900 tree/ha
2. Of the Total Net Bank Credit (NBC) of the Public Sector Banks at the end of March 2007, what is the share of Agricultural Lending (Direct and Indirect)?
(A) 13•6 per cent
(B) 14•6 per cent
(C) 15•6 per cent
(D) 16•6 per cent
(E) 17•6 per cent
3. What is the average yield per lactation in buffalo in India?
(A) 1200 kg
(B) 1250 kg
(C) 1300 kg
(D) 1350 kg
(E) 1400 kg
4. Which one of the following Districts of Andhra Pradesh is considered as the ‘Hub of Fresh Fish Farming’?
(A) Nellore
(B) Guntur
(C) Krishna
(D) Godavari
(E) Anantpur
5. At present, per capita availability of milk in India is about—
(A) 200 gram per day
(B) 210 gram per day
(C) 215 gram per day
(D) 220 gram per day
(E) 225 gram per day
6. Under the cold storage, this crop requires 0-1 degree Celsius temperature and 98–100 per centhumidity ……… .
(A) Brinjal
(B) Bhindi
(C) Peas
(D) Grape
(E) Banana
7. This Hybrid variety of Sorghum (Jowar) is high yielding, tolerant to shoot fly, stemborer, with good roti making qualities suitable for Maharashtra state under Kharif and Rabi Seasons—
(A) AKSV 13 R
(B) SPV 1155 (Variety)
(C) SHD 9690 (Hybrid)
(D) DSV 5 (Variety)
(E) DSV 4 (Variety)

ANDHRA BANK CLERKS EXAM 15-05-2011

ENGLISH LANGUAGE

 

(Exam Held on: 15-05-2011)

 

Directions -(Q. 1-15) Read the following passage carefully and answer the questions given below it. Certain words are printed in 

bold

 to help you to locate them while answering some of the questions.

 
In the city of Manmathapura, there lived a young man named Veeravara. He was brave and intelligent. He longed for adventure and when he was eighteen years old, he took up a job on a ship so that he could travel and see other countries. He traveled to many places on the ship and had many adventures. One day, a storm hit the sea, the ship tossed about and everyone was thrown overboard, including Veeravara. He managed to clutch on to a piece of wood and save his life. As he was floating in the sea, he lost consciousness. When at last he woke up, he found himself lying on the sandy shore of an unknown island, under the piercing rays of the sun.
Glad to be alive, he got up. He was on a large island, and some miles inland he could see a city. Veeravara started walking in that direction. When he reached the city, to his surprise, he was greeted by a great crowd that cheered him. He did not know what was happening. An elephant was brought forward and he was made to sit on his back. A sad looking man was also sitting there silently. The elephant marched towards a palatial building. Veeravara asked the old man, "Why do the people welcome a stranger like me in this grand fashion ? What are they celebrating, and where are they taking me ?"
The old man now looked sadder. "This is an unusual island," he explained. "The people here are very intelligent but they have some funny rules. They are prosperous but they don't have a king. They feel that if they choose a king from within themselves, he will be partial. So they wait for an unknown person to come to this island. When someone like you, a shipwrecked traveller, gets washed to the shore, they make him their king. They are taking us to the palace. You are our new king now ," "What happens to the previous king ? And who are you ?" Veeravara asked. "I was the king till you came along. The old king is given a day to teach the new one the ropes. Then he is sent off to the next deserted island, where he has to look after himself. That's the rule." Saying this, the old man pointed to an island. Veeravara could see it was covered with dense forest. Now he realised why the old man was sad.
Veeravara was crowned king with great pomp. He quickly learnt his new job and became a good and fair king. But deep inside, a little part of him remained unhappy. When would the next shipwrecked person show up and he be sent off to the other island to live till the end of his days with wild animals and other retired kings ?
As he thought about this, he came up with an idea. As long as he was the king, he had absolute power. He ordered his men to go to the island and clear a part of the forest. Then he ordered roads and houses to be built. Soon there were roads, shops and pretty little houses on the island. People would go to the forest and see the wild animals; they gathered honey and fruits from the trees there, and in a few years, the island was no longer deserted but a cheerful little town.
Now Veeravara was not worried at all. When the next king appeared, he would not have to fend for himself in the forest. Instead, he would live in a little cottage and grow vegetables. Years passed and he got older. The people loved him and were sad whenever they thought he would no longer be their king. Then one day Veeravara called his people and said, "It is good when you make a person from outside the island a king. He is fresh and unbiased. But this may not always be a good idea. What if the next person who comes here is a crook ? You will make him king without knowing anything about him. Instead, let's have a system where the cleverest people of this island are chosen and rule the place together. Then no one person will have absolute power, and if one of them turns out dishonest, you can always remove him from the council." The islanders liked the idea, and in a few days, chose their new rulers. Veeravara handed over the kingdom to them and retired happily to his cottage, where he stayed till the end of his days.
1. Why did Veeravara take up a job on the ship ?
(A) He enjoyed the sea
(B) It was the only job available
(C) He wanted to visit an island
(D) Jobs on the ship paid well and Veeravara needed the money
(E) Life on the ship was filled with adventure
Ans : (E)
2. How did Veeravara land on an unknown island ?
(I) He swam across to the nearest island after the shipwreck.
(2) The ship lost its way and docked on the island.
(3) He was unconscious while he floated across to the island.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (1) and (2)
(E) None of these
Ans : (C)
3. Why did the crowd cheer when they saw Veeravara approaching them ?
(A) They were happy he was saved
(B) They were expecting his visit
(C) They were going to make him their king
(D) They were happy Veeravara accepted their invitation to visit their island
(E) They wanted their present king to retire as soon as possible
Ans : (C)

4. Why was the old man who was accompanying Veeravara sad ?
(1) He was going to be sent off to a deserted island.
(2) He had no sons who were adventurous like Veeravara.
(3) He had no heir who could take over the kingdom after him.
(A) Only (1)
(B) Only (2)
(C) Only (3)
(D) Only (1) and (3)
(E) All (1), (2) and (3)
Ans : (A)
5. What was the rule put forth by the people of the island ?
(A) Every stranger would get a warm welcome
(B) No one was allowed to clear the forest area
(C) The retired king would be sent off to a deserted island to look after himself
(D) The island would be ruled by a council of rulers
(E) The king had absolute power and could do as he wished
Ans : (D)
6. Which of the following statements about Veeravara is false in the context of the passage ?
(A) He was responsible for bringing about a change in the island
(B) He cleared the dense forest and built roads and cottages for his people
(C) He wanted to have a comfortable retirement
(D) He introduced the concept of a council
(E) He was envious of the previous king
Ans : (E)
7. Why did the villagers wait for an unknown person to arrive to their island in order to make him their king ?
(A) They wanted their king to be someone who was not from among them
(B) They did not have any young boys who were capable of carrying out the duties of a king
(C) The people of the village were not educated
(D) They found it easier to disrespect unknown people
(E) Nobody in the island was willing to take up the responsibility of governance
Ans : (A)

Allahabad Bank Probationary Officers Exam. GA

                                                      General Awareness 
                                                (Exam Held on 17-4-2011)

1. Which of the following is/are the objective(s) of Free Trade Agreement, India has done with many countries ?
1. To provide support to entrepreneurs for setting up new projects in tiny/SSI sector.
2. For undertaking expansion of business.
3. To support technology up-gradation.
(A) Only 1 and 2
(B) Only 2 and 3
(C) All 1, 2 and 3
(D) Only 1 and 3
(E) None of these
Ans : (C)

2. Which of the following organisations issue the rules of global trade ?
(A) World Bank
(B) World Trade Organisation
(C) Foreign Exchange Dealers’ Association
(D) Directorate General and Foreign Trade
(E) None of these
Ans : (B)

3. One single statement that depicts the financial position of a bank and/or business enterprise at a given point of time is called—
(A) Statement of product details
(B) Reconciliation Statement
(C) Balance Sheet
(D) Quarterly returns submitted to RBI
(E) Trading and manufacturing account
Ans : (C)


4. Banks borrow money from the RBI on which of the following rates ?
(A) Reverse Repo Rate
(B) Repo Rate
(C) SLR
(D) CRR
(E) Savings Rate
Ans : (B)

5. The Reverse mortgage scheme is launched to give benefit to which of the following groups of society ?
(A) Govt. employees
(B) Senior Citizens
(C) Unemployed youth
(D) War widows
(E) None of these
Ans : (B)

6. What does the letter ‘M’ depict in the term SME as used in the financial world ?
(A) Maximum
(B) Medium
(C) Mercantile
(D) Mutual
(E) Ministry
Ans : (B)

7. One of the major challenges banking industry is facing these days is deliberate efforts of some people to bring money earned through illegal activities in circulation. Which of the following acts is passed to prevent this activity ?
(A) Payment & Settlements Act
(B) Banking Regulation Act
(C) Negotiable Instrument Act
(D) Narcotics and Psychotropic Substance Act
(E) Prevention of Money laundering Act
Ans : (E)

Allahabad Bank Probationary Officers Exam. 17-4-2011

Computer Knowledge 

(Held on 17-4-2011) 

1. Which of the following are advantages of CD-ROM as a storage media ?
(A) CD-ROM is an inexpensive way to store large amount of data and information
(B) CD-ROM disks retrieve data and information more quickly than magnetic disks do
(C) CD-ROMs make less errors than magnetic media
(D) All of these
(E) None of these
Ans : (D)

2. A ……… is the term used when a search engine returns a Web page that matches the search criteria.
(A) blog
(B) hit
(C) link
(D) view
(E) success
Ans : (C)

3. The ……… is the term used to describe the window that is currently being used.
(A) Web Window
(B) display area
(C) WordPad Window
(D) active window
(E) monitor
Ans : (D)


4. CPU is an abbreviation for—
(A) central programming unit
(B) central processing unit
(C) computer processing unit
(D) computer protocol unit
(E) central protocol unit
Ans : (B)

5. A microprocessor is the brain of the computer and is also called a(n)—
(A) microchip
(B) macrochip
(C) macroprocessor
(D) calculator
(E) software
Ans : (A)

6. Storage and memory differ with respect to which of the following characteristics ?
(A) Price
(B) Reliability
(C) Speed
(D) All of these
(E) None of these
Ans : (D)

7. What are two examples of freeware ?
(A) WinZip and Linux
(B) Shareware and file sharing
(C) Microsoft Word and the Google toolbar
(D) Instant messaging and the Google toolbar
(E) Microsoft Power Point and Microsoft Excel
Ans : (D)

Satpura Narmada Kshetriya Gramin Bank Clerk Exam., 2010

English Language 

(Held on 12-9-2010) 

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Mihir and Mahadev lived in the same village. While Mahadev owned the largest shop in the village, Mihir was a poor farmer. Both had large families, with many sons, daughtersin-law and grandchildren. One day, Mihir, tired of not being able to make ends meet, decided to leave the village and move to the city where they were sure tomake enough to feed everyone. They said their goodbyes, packed their few belongings and set off. When night fell, they stopped under a large tree. There was a stream running nearby, where they could refresh themselves. Mihir told his sons to clear the area below the tree. He told his wife to fetch water. He instructed his daughters-in-law to make up the fire and started cutting wood from the tree himself. Now, in the branches of that tree sat a thief. He watched as Mihir’s family worked together. He also noticed they had nothing to cook. Mihir’s wife too thought the same, for she said to her husband, “Everything is ready. But what shall we eat ?” Mihir raised his hands to heaven and said, “Don’t worry. He is watching all this from above. He will help us.”

The thief was worried. He had seen that the family was large and worked well together. Surely they did not know he was hiding in the branches ? He decided to make a quick getaway. He climbed down swiftly when they were not looking and ran for his life. But, he left behind his bundle of stolen jewels and money, which dropped down into Mihir’s lap. He opened it and jumped with joy when he saw the contents. The family promptly gathered its belongings and returned to the village. There was great excitement when they told everyone how they got rich.

Mahadev thought this was a nice quick way to earn some money ! He commanded his family to pack some clothes and they set off as if on a journey. They stopped under the same tree and Mahadev started commanding everyone as Mihir had done. But no one in his family was willing to obey orders. They were used to having servants wait on them – so the one who went to the river to fetch water had a nice bath. The one who went to gather wood for the fire went off to sleep beneath the tree. And Mahadev only ordered everyone about, not bothering to do anything himself. Meanwhile the thief had returned to the tree. He noticed the family members were greedy and selfish. They would never be able to put up a fight together. Then, Mahadev and his wife started the conversation that they had rehearsed carefully. Mahadev’s wife said, “Everything is ready. But what shall we eat ?” Mahadev raised his hands upwards and said, “Don’t worry. He is watching all this from above. He will help us”.

At this, the thief jumped down from the tree, knife in hand. Seeing him, everyone started running helter skelter to save themselves. The thief stole everything. Mahadev and his family had to return to the village empty-handed, having lost all the jewellery and gold they had taken with them.

1. Which of the following cannot be said about Mihir’s family ?

(a) They respected and obeyed Mihir.

(b) They were so poor that they sometimes had to starve.

(c) They had no friends in the village when they were poor.

(A) None

(B) Only (c)

(C) Only (b) and (c)

(D) Only (b)

(E) All (a), (b) and (c)

Ans : (C)

2. Why did Mihir and his family decide to camp under the ‘thief’s tree’ ?

(A) Being a large family they knew they could capture the thief

(B) It was a convenient spot to camp for the night

(C) It was the only tree large enough to shelter the whole family

(D) there was a stream nearby and wood to build a house

(E) Exhausted after the day’s travel they couldn’t walk any more

Ans : (B)

Sarva Uttar Pradesh Gramin Bank Clerk-Cum-Cashier Exam., 2010

English Language 
(Held on 23-5-2010) 

Directions—(Q. 1–10) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Once upon a time, there was a royal elephant which used to reside in the premises of the king’s palace. The elephant was very dear to the king, so he was well-fed and well-treated. There was also a Dog who lived near the Elephant’s shed. He was very weak and skinny. He was always fascinated by the smell of rich sweet rice being fed to the royal elephant.

One day, the Dog could no longer resist the aroma of the rice and somehow managed to sneak into the Elephant’s shed. He ate the grains of sweet rice that fell from the Elephant’s mouth. He liked the rice so much, that he started going there daily to eat the rice. For days, the huge Elephant didn’t notice the small dog as he was busy enjoying the delicious food. Gradually, the Dog grew bigger and stronger eating such rich food. Finally, the Elephant noticed him and allowed him access to the food.

The Elephant enjoyed the company of the Dog and started sharing his food with him. They also started spending time with each other and soon became good friends. They ate together, slept together and played together. While playing, the Elephant would hold the Dog in his trunk and swing him back and forth. Soon neither of them was happy without the other. They became great friends and didn’t want to beseparated from each other.

Then one day, a man saw the Dog and asked the Elephant-keeper, “I want to buy this Dog. What price do you want for it ?” The Elephant-keeper didn’t own the Dog but sold it and extracted a sum of money from this deal. The man took the Dog to his home village, which was quite far away. The King’s Elephant became very sad after this incident. He missed his friend a lot and started neglecting everything. He didn’t want to do anything without his dear friend, so he stopped eating, drinking and even bathing.

Finally, the Elephant-keeper reported this to the King; however he didn’t mention anything about the Dog. The King had a wise minister, who was known for his keenunderstanding of animals. The King ordered the minister, “Go to the Elephant shed and find out the reason for the Elephant's condition”. The intelligent minister went to the Elephant shed and found the Elephant very sad. He examined the Elephant and asked the Elephant-keeper. “There is nothing wrong with this Elephant’s body, then why does he look so sad ? I think this Elephant is grief stricken, possibly due to the loss of a dear friend. Do you know if this Elephant shared a close friendship with anyone ?”

The Elephant-keeper said, “There was a Dog who used to eat, sleep and play with the Elephant. He was taken by a stranger three days ago”. The minister went back to the King and said, “Your majesty, in my opinion, the royal Elephant is not sick, but he is lonesome without his dear friend, the Dog”. The King said, “You’re right, friendship is one of the most wonderful things of life. Do you know where that Dog is ?’

The Minister replied, “Elephantkeeper has informed me that a stranger took him away and he doesn’t know his whereabouts”. The King asked, “How can we bring back my Elephant’s friend and make him happy again ?” The Minister suggested, “Your Majesty, make a declaration, that whoever has the dog that used to live at the royal Elephant’s shed will be penalized”. The King did the same and the man who had taken the dog, instantly turned him loose when he heard the proclamation.

As soon as he was freed, the Dog ran back as fast as he could to the Elephant’s shed. The Elephant was so delighted to see the Dog that he picked his friend up with his trunk and swung him back and forth. The Dog wagged his tail, while the Elephant’s eyes sparkled with happiness. The King was content to see the Elephant happy once again and rewarded the minister for his wise judgement.

1. What was the Minister’s diagnosis of the Elephant’s condition ?
(A) The Elephant hated his keeper
(B) The Elephant was lonely
(C) The Elephant was starving
(D) The Elephant had hurt his leg and was in pain
(E) None of these
Ans : (B)

2. What method did the Minister suggest to the King to get back the Dog ?
(A) To declare that whoever had that particular Dog would be punished
(B) To keep a bowl of rice for the Dog in the Elephant’s shed so that he could be lured back to the palace
(C) To command the Elephant keeper to look for the Dog in the village
(D) To persuade the Elephant to call out to the Dog
(E) None of these
Ans : (A)

3. Why had the Elephant become very sad ?
(A) He no longer got his daily bowl of rice
(B) He was unhappy with the King for having sold the Dog
(C) He missed his friend the Dog
(D) He was sold to an unknown man by his keeper
(E) None of these
Ans : (C)


4. What did the Elephant-keeper do to the Dog ?
(A) He sold the Dog to an unknown man for a price
(B) He hit the Dog as the Dog was eating the Elephant’s food
(C) He killed the Dog
(D) He complained to the King about the Dog
(E) None of these
Ans : (A)

5. Which of the following would be the most appropriate title for the passage ?
(A) Friends and Enemies
(B) The Playful Dog
(C) The King and the Minister
(D) The Elephant-keeper
(E) The Bond of Friendship
Ans : (E)

6. Why was the Elephant taken care of ?
(A) He was a very special Elephant as he could talk to Dogs
(B) He was a very loyal Elephant
(C) He was the strongest Elephant in the Kingdom
(D) He was weak and the King had a lot of sympathy for him
(E) None of these
Ans : (E)

7. Why did the Dog start going to the Elephant’s shed everyday ?
(A) He liked the Elephant a lot and wanted to become friends with him
(B) He was being fed by the King everyday
(C) He was fond of the Elephant’s shed
(D) He liked the taste of the rice being fed to the Elephant
(E) None of these
Ans : (D)